Stop Foreclosure in Cleveland | Cash Buyer Before the Sale | PSW
Facing Foreclosure · Cleveland, OH

Behind on Payments? You Have Options.

Notice of Default already in the mail? Sheriff sale scheduled? PSW buys your Cleveland house as-is for cash and can close in 7 days, so you pick the close date — not the bank.

Read the timeline together, run the numbers the same day, and decide with the math in front of you — not under pressure. Not a fit? We'll point you to a HUD counselor or a local attorney at no charge.

📞 (440) 822-8388
✓ Every Cleveland Neighborhood
✓ No Repairs
✓ Close in 7 Days
✓ No Commissions

Get a Free, No-Pressure Assessment

Takes 60 seconds. We'll reply within one business day with the math.

🔒 Your information is private. We don't sell your info, share with lenders, or put you on a list.

How We Stop Foreclosure

Three Steps. Close Before the Sale.

Call us the same day you get the notice. We'll read it together, run Cleveland comparables, give you a written cash offer in 24 hours, and — if you say yes — close in time to beat the auction date. We'll be upfront about what happens to credit and what the bank payoff looks like.

1
Day 1
We Read the Notice Together
Send us the NOD or pre-foreclosure letter. We walk you through the timeline — auction date, redemption period, sheriff-sale vs. judicial sale — and pull Cleveland comps the same day.
2
Within 24 hours
Cash Offer, Full Formula
You get a written offer with the full pricing breakdown — see exactly how we arrive at the number. No fees, no commissions, no lender-payoff discount. Full formula at our pricing page.
3
7–14 days
Close Before the Sale Date
PSW coordinates the title, escrow, and lender payoff. You pick the close date — BEFORE the foreclosure auction. Lender payoff is handled in-house. Cash wired on signing day.
Foreclosure Questions, Answered Plainly

What Cleveland Homeowners Ask Most

Plain-language answers. This isn't legal advice — for the formal version, see the full FAQ or talk to a HUD-approved counselor (free).

Will this hurt my credit more or less than a foreclosure sale going through?
A foreclosure that completes typically drops your score 100+ points and stays on the report for seven years. A short sale or a deed-in-lieu usually reports as a settled account — less severe, often recovers faster. A cash sale to PSW is reported as a normal sale; the buyer's loan (if any) just gets paid off and you're done. Curious about your specific situation? Pull a free credit snapshot from your bank before we talk numbers.
How fast can PSW close before the auction date?
Our standard Cleveland close is 7 to 14 days. If your sheriff sale is imminent, we can compress to as little as 5 business days — it's rare, but doable when title is clean and the lender payoff statement is in hand. Tell us the auction date on the form and we'll be straight with you about whether the timing works.
Do I have to make repairs or list with an agent?
No. PSW buys Cleveland houses as-is — whatever shape it's in, you don't fix anything, you don't stage, you don't host showings. No agent commissions either. The number we offer is the number you get, subject to the lender payoff and standard closing costs.
What happens to the money I still owe the bank?
Out of the sale price, we pay off your existing mortgage and any junior liens (HELOC, city liens, HOA) at closing. The leftover — after our cash offer, lender payoff, and standard closing costs — is wired to you on signing day. If the sale price is less than you owe, that's a short sale: we'd need the lender's approval to accept less than the full balance, and we'll explain that path before you sign.
Are there any fees or commissions?
No commissions, no listing fees, no "convenience" fees. Standard closing costs (title, escrow, recording, transfer taxes) are paid out of the sale proceeds — not out of your pocket up front. We make money on the spread between our offer and the after-repair value; we never charge the seller. Full breakdown at /transparency.
Will I walk away with cash, or just be relieved of the house?
You'll get a wire for whatever the offer is MINUS the existing loan payoff and standard closing costs. Most Cleveland sellers in foreclosure situations walk away with cash in hand. We'll do the payoff math for you before you sign anything — no surprise figures on closing day.
Why Cleveland Sellers Choose PSW

Local Buyers. Published Numbers. Fast Closings.

50+
Houses Purchased
3+
Years in Cleveland
7
Days to Close (min)
$0
Hidden Fees

Behind on Payments in Cleveland? Let's Talk.

One short form. One real answer. Cash wired on signing day — before the foreclosure sale.

See Your Options → 📞 (440) 822-8388